Rental Car Business Insurance — Lancer Insurance

Whether you operate a car rental agency serving vacationers and business people, or an auto repair or collision shop offering replacement vehicles to your customers, you need to make sure your fleet is well protected. That's where we come in.

With decades of experience serving auto rental facilities just like yours, we can help you keep your vehicles on the road and your business moving forward.

To become one of our valued customers, please call us or provide us with a little bit of information and we’ll contact you! Or, contact your insurance broker for more information about Lancer's auto rental insurance options.

If you are a producer and interested in offering our auto rental insurance products and services to your clients, please contact us today.


COVERAGES

Our commercial auto coverages are designed to meet the distinctive needs of your auto rental business without breaking your budget.

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COMMERCIAL AUTO LIABILITY

Bodily Injury and Property Damage Liability

Even the safest drivers suffer mishaps. Bodily injury and property damage coverages can compensate those injured in an accident involving an insured vehicle, or pay for damages to another vehicle.

We can accommodate your auto rental business' needs with up to $1 million Combined Single Limit (CSL) in bodily injury and property damage coverage.

The following liability coverages are also available, where applicable:

  • Personal Injury Protection (PIP)
  • Uninsured Motorist Coverage (UM)
  • Underinsured Motorist Coverage (UIM)

Physical Damage (Comprehensive & Collision)

When one of your rental cars is involved in an accident, our physical damage coverage will quickly get it back on the road into money-making service.

Physical damage coverage includes:

  • Collision — Covers repairs or replacement to your insured vehicle resulting from an accident involving other vehicles or stationary objects
  • Comprehensive — Pays for damage to your insured vehicle from fire, theft, vandalism and other covered perils

We offer a variety of deductibles starting at $1,000.

GENERAL LIABILITY

General liability coverage protects other critical components of your business, including your facility, office areas, parking areas, outside storage facilities and vacant land. We offer a wide range of coverage and limit options, and can help you decide what's best for your business.


POLICYHOLDER BENEFITS

As a Lancer auto rental policyholder, you have the support of decades of auto rental experience behind you. So, whether you run a car rental agency or autobody/collision or auto repair shop, you can focus on your business with confidence, knowing we will respond to your needs quickly and efficiently.

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Here's a glimpse into the complimentary tools and services we offer:

  • Easy-to-use accident and claim reporting aids
  • SafetyLink Hotline, a policyholder-exclusive service to help you get answers or additional information on loss control issues
  • Safety Stop, our blog for loss prevention information, risk management tips and more to help you reduce losses and keep your business rolling along
  • 24/7 online access to The Right Driver Every Time CSR Training Video
  • Our Business Resource Hub, an extensive library of materials to help you safeguard your vehicles and manage your business successfully
  • High-quality Loss Control Services
    • Lancer’s team of seasoned loss control professionals, dedicated to helping you reduce your potential for loss and manage the impact of accidents and the costs associated with them

And, it's when you need us most that we have the opportunity to show you the value of our personal attention and superior customer service. Our highly-trained claims team is only a phone call away with our toll-free 24/7/365 claims hotline, and poised to get you and your vehicles back on the road to profit fast!

As if that weren't enough, with our Loss Recovery Program, our claims professionals will help you recover out-of-pocket and down-time expenses, including your deductible, whenever another party is at-fault for an accident or loss...at absolutely no cost to you.

““My experience with Lancer has been very impressive. The attention to detail and the relentless effort to protect my loss ratio is something that makes me sleep better at night.””
— Lance Kirmesse, Rent A Wreck of Cherry Hill, Cherry Hill, NJ
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